Graham joined The UK Cards Association as Managing Director in September 2012.
Graham enjoyed a long and successful banking career in RBS (and NatWest) with over 30 years experience, having developed specialisms in corporate banking and, more recently, card payments. Over the past 15 years he has become a leading card payments industry figure with key representative roles for RBS, including 5 years as Chairman of The MasterCard UK Members Forum.
In RBS, as part of the Card Business management board, he had responsibility for overseeing the Group’s global card scheme, regulatory and industry matters. Before joining The UK Cards Association Graham worked for 2½ years in the UK & Ireland division of MasterCard, as Head of Card Acceptance.